Address
3622 Gaines Street, Panama City, FL
Price
$ 334,000
Property Attributes
- MLS#789311
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodCrestwood
- Zip32404
- Style
- Year Built1983
- Taxes$ 2809
- Price$ 334,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1788
- Lot Size0.62 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Assumable mortgage for qualified buyers! 3.375% with 26 years to go on the primary mortgage. 3622 Gaines St, Panama City, FL is a ranch style 3 bedroom 2 bath home on a large .6 acre lot with a privacy fenced back yard. The house has low maintenance brick siding and beautiful shade trees in the front yard to ease the cooling bill with the double paned windows. When it comes to parking, you get a 2 car attached garage, enough concrete driveway with a turn around for more than a few cars, and another detached oversized one car garage. Inside, you get large rooms including a living room with vaulted ceiling and woodstove insert in the brick fireplace. Kitchen has great cabinets, new fridge and new stove. The breakfast area with bay window has room for a large dining table and there is another dining room currently used as an extra bedroom. In the master bedroom you have plenty of room for big furniture and his and hers closets. The garden bathtub under the skylight is a place for tranquility. If you want a large yard, plenty of room for vehicles, all on a short quiet street, just minutes from schools and shopping, this is your new home.
| Elementary School | Middle School | High School |
|---|---|---|
| Deer Point Elementary School | Merritt Brown Middle School | Mosley High School |
| Price History | |
|---|---|
| 5/3/2026 | Listed $354,000 |
| 7/18/2026 | 6$334,000 |
General Features
| Utilities | High Speed Internet Available |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Crestwood |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | From Hwy 231 and Transmitter Rd, head north on Transmitter Rd, turn Right on 43rd, turn Right on Garrison Rd, then Left on Gaines St. The house is on the Right. |
| High School | Mosley |
| City | Panama City |
| Zoning Description | County, Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 27000 |
| Elementary School | Deer Point |
| Land Lease Y/N | false |
| Tax Annual Amount | 2809 |
| Middle/Junior High School | Merritt Brown |
| MLS Area Minor | 0201 - Bay - Central NE |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Other Structures | Second Garage |
| Occupancy Type | Vacant |
| Year Built | 1983 |
| Heating | Central,Fireplace(s),Heat Pump |
| Cooling | Central Air,Ceiling Fan(s),Heat Pump |
| Appliances | Gas Oven,Gas Range,Gas Water Heater,Plumbed For Ice Maker |
| Patio/Porch Features | Patio |
| Construction Materials | Brick,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 12 |
| Full Baths | 2 |
| Garage Spaces | 3 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Levels | One |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Accessibility | Accessible Hallway(s) |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,See Remarks,Soaking Tub,Tub Shower,Walk-In Closet(s) |
| Flooring | Plank,Vinyl |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
| Total Stories | 1 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.62 |
| Lot Dimensions | 200x135 |
| Lot Size Acres | 0.62 |
| Parking Features | Additional Parking,Garage,Garage Door Opener,Paved |
| Building Area Total | 1788 |
| Waterfront Y/N | false |
| Exterior Amenities | Patio |
| Fencing | Fenced,Privacy |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32404
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
