Address
318-a Memory Lane, Panama City Beach, FL
Price
$ 840,000
Property Attributes
- MLS#790858
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodSouthfield Sec 1
- Zip32413
- Style
- Year Built2020
- Taxes$ 4487
- Price$ 840,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1515
- Lot Size0.12 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Located on the highly desirable west end of Panama City Beach, this charming coastal cottage offers the ideal blend of relaxed beach living, investment potential, and everyday comfort. Sold fully furnished and rental ready, the 3-bedroom, 2-bath home spans approximately 1,515 square feet and is tucked away on a quiet dead-end street less than one-third mile from the sugar white sands and emerald waters of the Gulf. Whether you are searching for a second home, vacation rental, or full-time residence, this property checks all the boxes. Designed with an open-concept layout, the home features a spacious living and kitchen area accented by coffered ceilings, crown molding, and an abundance of natural light. The kitchen is finished with white cabinetry, stainless steel appliances, marble countertops, and a large island ideal for gathering after a day at the beach. The primary suite offers a peaceful retreat with an en-suite bath and walk-in closet, while luxury vinyl flooring, 9-foot ceilings, and quartz countertops throughout add to the home's coastal appeal. Step outside to your own private backyard oasis featuring a heated pool installed in 2022, gazebo, and vinyl privacy fencing designed for both relaxation and entertaining. Additional highlights include a tankless water heater, city sewer, hurricane shutters, gutters, irrigation system, and a two-car garage. With no HOA, a golf cart-friendly setting, and a location just minutes from Pier Park, Scenic Highway 30A, dining, shopping, and the airport, this beautifully maintained home offers exceptional flexibility and value on the Emerald Coast. Buyer to verify all information and dimensions.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/5/2026 | Listed $850,000 |
| 8/12/2026 | 1$840,000 |
General Features
| Sewer | PublicSewer |
|---|---|
| Utilities | CableConnected,HighSpeedInternetAvailable,UndergroundUtilities |
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2025 |
| Community Features | ShortTermRentalAllowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Southfield Sec 1 |
| Status | Active |
| Directions | From Highway 98, turn South Kelly St, take 1st right on Sun Lane, take left on Southfields Rd, take 1st right onto Memory Lane. House is on the right. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 5445 |
| Elementary School | West Bay |
| Land Lease Y/N | false |
| Tax Annual Amount | 4487 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0324 - Beach - West Central |
| Standard Status | Active |
| Property Sub Type Additional | SingleFamilyResidence |
| Other Structures | Pergola |
| Occupancy Type | Tenant |
| Year Built | 2020 |
| Heating | HeatPump |
| Cooling | CentralAir,CeilingFans |
| Appliances | ElectricOven,ElectricRange,ElectricWaterHeater,GasWaterHeater,TanklessWaterHeater |
| Patio/Porch Features | Patio,Covered,Porch |
| Construction Materials | HardiplankType |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | Coastal |
| Stories Count | 1 |
| Levels | One |
| Pool Features | GasHeat,InGround,SaltWater,Private |
| New Construction | false |
| Roof | Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | CofferedCeilings,DoubleVanity,MainLevelPrimary,TubShower,WalkInClosets |
| Furnished Units | AllUnits |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Plans |
| Total Stories | 1 |
Exterior Features
| Lot Features | SprinklerSystem |
|---|---|
| Lot Size Area | 0.12 |
| Lot Dimensions | 40x137 |
| Lot Size Acres | 0.12 |
| Road Frontage Type | CityStreet |
| Building Area Total | 1515 |
| Waterfront Y/N | false |
| Exterior Amenities | Patio |
| Road Responsibility | PublicMaintainedRoad |
| Fencing | Fenced,Privacy |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
